Legal

TERMS AND CONDITIONS

Reins Financial Group (“RFG”) provides certain services to you that are subject to the following Terms and Conditions ("TAC"). RFG reserves the right to update the TAC at any time without notice to you. You should check back frequently to by clicking on the "Legal" hyperlink located at the bottom of our Web pages to ensure you are in compliance with our TAC.

RFG’S RESOURCES

Throughout this website, RFG will provide you with access to a variety of resources. These resources include various tools, documents, data collections, educational materials, download areas, rich media, product information, and other miscellaneous materials (collectively "Resources"). The Resources, including any updates, enhancements, new features, and/or the addition of any new properties, are subject to the TAC.

You must obtain prior express written consent from RFG to use the Resources provided.

COMMERCIAL USES PROHIBITED

The Resources and services provided by RFG are for your personal use. Any commercial use is prohibited without RFG’s prior express written consent. Any information, services or products you obtain from RFG or this website may not be modified, distributed, transmitted, copied, displayed, reproduced, licensed, published, performed, transferred or sold; derivative works are also prohibited.

NO PROHIBITED OR UNLAWFUL USES

You must not use the Resources for any purpose that is unlawful or prohibited by these TAC. Any violations of these TAC will result in the revocation of (a) your right to use the Resources, and (b) any username and password you may have been issued. You must not attempt to gain unauthorized access to any Resources, other accounts, computer systems or networks connected to any RFG Resources, through hacking, password mining or any other means. You must not use the Resources in any manner that could damage, disable, overburden, or impair any RFGs network(s). You further agree that you will not interfere or attempt to interfere with any other party's use and enjoyment of any Resources. You must not obtain or attempt to obtain any materials or information through any means not intentionally made available through the Resources.

DUTY TO MAINTAIN SECURITY; REGISTRATION REQUIRED

Certain Resources will require you to register with RFG. If such registration is required, you must provide us with current, complete and accurate information as prompted by the online registration form. You may select a username and a password will be provided by RFG once you have supplied the required information. It is your sole responsibility to maintain the security and confidentiality of your password and account. You also have sole responsibility for any and all activities that occur under your account. In the event you become aware of any unauthorized use of your account or any other breach of security, you agree to notify RFG immediately and to provide all the facts and circumstances of the incident(s). RFG shall have no liability for any damages or loss of any type that you may incur as a result of someone else using your password or account, whether you authorized that usage or not. You acknowledge that you could be held liable for damages or losses incurred by RFG or another party should someone else use your account or password, whether you authorized that usage or not.

You must obtain the prior express permission of the account holder in order to use some other person's account.

LIMITATION OF LIABILITY

RFG AND ITS RESPECTIVE AFFILIATES MAKE NO REPRESENTATIONS ABOUT THE SUITABILITY OF THE INFORMATION CONTAINED IN THE DOCUMENTS AND RELATED GRAPHICS PUBLISHED AS PART OF THE RESOURCES FOR ANY PURPOSE. ALL SUCH DOCUMENTS AND RELATED GRAPHICS ARE PROVIDED "AS IS" WITHOUT WARRANTY OF ANY KIND. GUIDANT AND ITS RESPECTIVE AFFILIATES HEREBY DISCLAIM ALL WARRANTIES AND CONDITIONS WITH REGARD TO THIS INFORMATION, INCLUDING THE FOLLOWING:

  1. ALL WARRANTIES AND CONDITIONS OF MERCHANTABILITY, WHETHER EXPRESS, IMPLIED OR STATUTORY;
  2. ALL WARRANTIES OF FITNESS FOR A PARTICULAR PURPOSE, TITLE AND NON-INFRINGEMENT.

NEITHER RFG NOR ITS RESPECTIVE AFFILIATES SHALL HAVE ANY LIABILITY FOR ANY SPECIAL, INDIRECT OR CONSEQUENTIAL DAMAGES OR ANY DAMAGES WHATSOEVER RESULTING FROM LOSS OF USE, DATA OR PROFITS, WHETHER BASED ON ACTIONS ARISING FROM CONTRACT, NEGLIGENCE OR ANY OTHER TORTIOUS ACTION. THIS WAIVER AND RELEASE INCLUDES DAMAGE ANY AND ALL CLAIMS ARISING OUT OF OR IN CONNECTION WITH THE USE OR PERFORMANCE OF INFORMATION AVAILABLE FROM THE SERVICES.

POLICY PROHIBITING UNSOLICITED IDEA SUBMISSIONS

NEITHER RFG NOR ANY OF ITS EMPLOYEES WILL ACCEPT OR CONSIDER UNSOLICITED IDEAS, INCLUDING IDEAS FOR NEW ADVERTISING CAMPAIGNS, NEW PROMOTIONS, NEW PRODUCTS OR TECHNOLOGIES, PROCESSES, MATERIALS, MARKETING PLANS OR NEW PRODUCT NAMES. PLEASE DO NOT SEND ANY ORIGINAL CREATIVE ARTWORK, SAMPLES, DEMOS, OR OTHER WORKS TO GUIDANT OR ITS EMPLOYEES. THE SOLE PURPOSE OF THIS POLICY IS TO AVOID POTENTIAL MISUNDERSTANDINGS OR DISPUTES WHEN RFG’S PRODUCTS OR MARKETING STRATEGIES MIGHT SEEM SIMILAR TO IDEAS SUBMITTED TO RFG. ACCORDINGLY, WE STRONGLY REQUEST THAT YOU DO NOT SEND YOUR UNSOLICITED IDEAS TO RFG OR ANYONE AT RFG. IF YOU VIOLATE THIS REQUEST, YOU UNDERSTAND, ACKNOWLEDGE AND AGREE THAT RFG MAKES NO ASSURANCES OR INDUCEMENTS THAT YOUR IDEAS AND MATERIALS WILL BE TREATED AS CONFIDENTIAL OR PROPRIETARY, AND YOU HEREBY WAIVE AND RELEASE ANY CLAIMS AGAINST RFG AND ITS EMPLOYEES THAT ARISE FROM OR ARE RELATED TO ANY SUCH UNSOLICITED IDEAS.

LINKS TO WEBSITES OF THIRD PARTIES

Some links on this website may take you away from ReinsFinancial.com.  The linked sites are not under the control of RFG.  RFG is not responsible for the contents of any linked site, or changes to those sites.  These links, if provided, are provided for convenience, no endorsement is thereby express nor should be implied.

INFORMATION UPDATES

RFG has exercised the utmost good faith in providing the Resources found herein.  Despite our best efforts to insure that all the information found herein is true and accurate, you understand that the Resources provided could include technical inaccuracies or typographical errors.  Please exercise your own due diligence in reviewing and assessing the Resources and the suitability of our services to your own needs and particular facts and circumstances.  Changes are periodically made to the information found herein to keep it as accurate as possible in the continued expression of our utmost good faith.  RFG may make changes, improvements or updates to ReinsFinancial.com and the Resources without notice and at any time.

DISCLAIMER

RFG has made this website and all data posted on it ("Information") available to the general public for educational and informational purposes only. The Information provided is not tax advice, legal opinion or legal advice. RFG is not a law firm nor is it a CPA firm. The tax rules stated in the Information depend on the specific facts and circumstances of the particular taxpayer; no one should act upon this information without first seeking professional counsel from his or her own CPA or tax advisor to determine the tax consequences for a proposed transaction.

PRIVACY POLICY RE PERSONAL INFORMATION

See RFG’s Privacy Policy by clicking the “Privacy Policy” hyperlink located at the bottom of all ReinsFinancial.com pages.

 

COPYRIGHT NOTICE

Copyright © 2010 Reins Financial Group, 650 Fifth Avenue, 17th Floor, New York, NY 10019 U.S.A. All rights reserved. Any rights not expressly granted herein are reserved.

 

FURTHER INQUIRIES

Please direct all inquiries to info@reinsfinancial.com